What should I do immediately after a car accident in Michigan?

Call 911 to report the accident and request medical evaluation even if you feel fine, since some injuries don't show symptoms right away. Exchange insurance and contact information with the other driver, photograph the vehicles, license plates, and accident scene, and get the names of any witnesses.

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Do I have to report the accident to my own insurance company right away?

Yes. Most Michigan auto policies require prompt notice of an accident, and separately, your No-Fault PIP claim generally must be filed within one year of the accident, so contacting your insurer early protects both your coverage and your claim deadline.

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Should I see a doctor even if I don't feel seriously hurt?

Yes. Beyond the medical reason, a documented medical visit shortly after the accident is often critical evidence in a Michigan no-fault PIP claim. Gaps between the accident date and your first treatment are routinely used by insurers to dispute that an injury was caused by the crash.

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What should I avoid saying to the other driver's insurance company?

Avoid giving a recorded statement, signing any medical authorization, or saying anything that could be read as downplaying your injuries before speaking with an attorney. Adjusters are trained to use early statements to minimize claim value later.